But once you are behind the wheel, the chance of something going wrong is very real. When you purchase another ELCO policy, you get preferential rates. Suite 610, It’s worth checking whether you could find cheaper or more suitable cover separately for extras, rather than simply ‘bundling’ them with your vehicle cover. We will work with you to reduce your potential exposures, which will ultimately help enhance your operations. Insurance requirements range from $600 to $32,000 depending on the gross vehicle weight of the vehicle. Driving a vehicle is a basic necessity for many Canadians. 613-746-4383, 555 Barry Downe Road With our comprehensive access to global markets, we can provide you with the selection and options you need to effectively manage your insurance portfolio. Their professionalism, the high quality of their services and their competitive edge when it comes to pricing are the three reasons why I recommend ELCO. Holman Insurance is based in Markham, Ontario but they have a number of brokers in the Greater Toronto Area (GTA) and in Southern Ontario. Thanks to its comprehensive insurance offer and impeccable service, ELCO is the leader in taxi insurance and insures more than one third of all taxi companies in Quebec. Enter the amount of gross earnings of the worker, using code 82 for taxi drivers and drivers of other passenger-carrying vehicles. Taxi Insurance Brokers As a leading taxi insurance broker, we’ll find you the right cover as quickly & hassle free as possible. Sudbury, The company has been insuring taxi fleets in Ontario for more than 30 years. Toronto, ON M3B 3K4 APRIL Canada is an insurance MGA specialized in high risk and non standard solutions for business and personal insurance brokers - Montreal.Toronto.Calgary As a taxi insurance broker, we will work hard on your behalf to get you the taxi insurance policy to meet your needs. Our experienced team can analyze your insurance needs and suggest the best competitve options available. Your customized NFP program will have everything you need, and could include: PBL has been providing insurance solutions and custom insurance products for our personal and commercial clients for over 75 years. Strengthened by 25 years of experience in taxi insurance, ELCO has developed genuine expertise in this sector, in particular thanks to its close working relationship with its customers. Ontario, P4R 1M8 519-254-1633, 200 Queens Avenue, Taxi & Limousine Fleets For over 25 years, NFP has provided insurance coverage for this complex sector throughout Ontario. Cambrian College Alumni Commercial Solutions, Classic cars, Fine Arts, Wine Cellars and Jewellery, Insurance Professional Internship Program. On February 1, Aviva Canada became the first company in the country to offer "personal coverage for ride-sharing drivers." Thank you ! Ottawa, ON K2E 1A2 You’ll need OPCF#6A, OPCF#19, OPCF#21b, and OPCF #22. 705-524-2700, 1427 Riverside Drive, Legal cover, breakdown cover and public liability insurance are all optional ‘bolt-ons’ you might want to consider adding to your taxi insurance policy. They just have to dial 1 844 428-2020 or go to assistance.intact.ca . We provide superior customer service with strong reputable insurers. 150 Ouellette Place, Suite 600, The Vancouver Taxi Association had previously said taxi drivers pay a much higher insurance rate than ride-hailing companies. Where you and your taxicab business falls within that range is influenced by a variety of factors — some outside of your control, some within it. The information on this website is provided to you for information purposes only. I don’t have insurance,” said Andre Houlahan, a taxi driver in Ottawa for over 40 years. Your standard car insurance may include ‘business use’ (if you’ve specified it on your application) but that does not cover using your car or mini-van as a private hire vehicle, where you take money in return for carrying people or goods. For over 25 years, NFP has provided insurance coverage for this complex sector throughout Ontario. Taxi insurance is a little bit different than normal personal auto insurance. If you’re interested in starting a taxi or limousine business in Ontario, there are a few things you’ll need to know about coverages. If you have a problem… we have the solution ! You do a great job. Due to the increasing demand for taxi insurance and to improve its service, ELCO has opened a dedicated unit for customer claims. We have developed excellent relationships with a number of insurers, and this means that drivers that carry passengers for compensation have access to the best possible coverage. At NFP, we work with our clients to identify their general, specific and unique consumer requirements, and help prioritize their business to reduce day-to-day risk. You will need to buy specialist taxi insurance that includes hire and reward cover. Driving a taxi cab can be a very rewarding and even lucrative experience. London, ON N6A 1J3 Section 25, Liability Insurance – requires all carriers to maintain at least $1 million coverage and those transporting certain types of dangerous goods at least $2 million coverage. More than 7000 customers Discover how your business can benefit from Zurich's captive insurance services, with a single point of contact and a global network that stretches across 200 countries and territories. Our taxi insurance team stands ready to answer any type of special individual need, whether you are new customer or one of our long-standing customers. New and used items, cars, real estate, jobs, services, vacation rentals and more virtually anywhere in Ontario. Holman is managed by Mark Holman and Paul Holman. If you do not know the actual gross earnings, you still have to report gross income and an amount of insurable earnings, which you can calculate using the method explained under "EI premiums" at Taxi drivers and drivers of other passenger-carrying vehicles . Progressive notes that taxis create a different sort of insurance risk for insurers. We offer custom insurance plans that feature multiple ways to save and online quotes that make it as easy as possible to choose the right insurance for your driving needs! belairdirect Has the Right Car Insurance Coverage for Alberta Drivers. I have been going to ELCO for the past 17 years for my insurance needs and I have nothing but praise for their dedication, professionalism and friendliness. ON P3A 3T4 Captive insurance services from Zurich Canada. And we not only provide taxi insurance services; we also help with the commercial general liability and property segments, as well as garage and excess liability insurance coverages. Timmins, Suite 100, All of your employees who take the wheel of a covered vehicle can count on assistance services 24 hours a day, 7 days a week should an something go wrong on the road in Canada or the United States. Taxi Insurance. Taxi insurance is a type of for-hire livery coverage designed to protect taxi drivers, their vehicles and passengers. There are several requirements you have to meet to purchase a taxi insurance policy. Taxi cab insurance should also include a business interruption policy, because if your car is the only way that you earn money, and it breaks down, your income is at stake. One of the most critical services in this class is the identification of proper drivers, something that our expertly trained staff spend much of their time on. Taxi & Limousine Car Insurance Requirements. 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